An independent insurance broker compares policies across multiple providers to find the right home, life, or mortgage protection cover at the best price. Unlike going directly to one insurer, a broker works on your behalf across the full market.
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Get Free Quotes →A broker compares policies from multiple insurers and recommends the most suitable product for your needs. Going direct limits you to one insurer's products. Brokers are regulated and must act in your best interest.
Yes, in almost all cases lenders require mortgage protection insurance before drawing down your mortgage. It pays off the mortgage if you die before it is repaid.
Most lenders require buildings insurance to be in place before drawdown. Contents insurance is separate and optional but strongly recommended.
Yes. You can switch brokers or insurers at any renewal date, or mid-term if you are willing to pay a short-term cancellation charge.