An independent mortgage broker searches the whole market to find the best rate and terms for your situation — whether you're a first-time buyer, mover, switcher, or investor. Brokers have access to lenders not always available directly to the public, and their advice is typically free to you.
Need a mortgage broker & credit union? Get free quotes from vetted professionals.
Get Free Quotes →A mortgage broker assesses your financial situation, searches across multiple lenders to find the most suitable mortgage, handles your application, and guides you through approval. Unlike going directly to one bank, a broker gives you access to the full market.
Most mortgage brokers in Ireland are paid a commission by the lender when your mortgage completes, meaning their service is free to you. Always confirm this at the outset.
Approval in Principle (AIP) typically takes 5–10 working days once all documents are submitted. Full loan offer after finding a property can take a further 2–4 weeks.
Yes. A refusal from one lender doesn't mean you won't be approved elsewhere. A broker can assess why you were refused and identify lenders whose criteria better suit your circumstances.